Reviews
Debt Counsellor - Gauteng
12-07-2022
"Over 2500 debt counsellors have left the debt counselling practice leaving thousands of consumers stuck with the debt review flag on their credit record. The NCRA is doing a great service to help stranded consumers to exit the abandoned or unlawful debt review situation, especially where the debt counsellor on record is not available to release their clients from debt review. We recommend the NCRA service as an essential platform to connect consumers with the NCR to resolve debt review issues"
NCRA IS NOT A DEBT REVIEW COMPANY
Ncra Service is Rendered in terms of Section 136 Regulation 50 of the National Credit Act
NCRA Panel Members are Trained & Certified in NCR Debt Review Regulations and Procedures
(Damelin)
NATIONAL CONSUMER GRANT (UBUNTU) SPONSORED DISCOUNTED FEES
NCRA has partnered with National Consumer Welfare (NCW) to ease the financial burden of consumers who have been sidelined and are unable to secure credit facilities due to unlawful debt review and other credit record blacklisting.
NCW has invested a substantial capital to enable NCA to cover operational overheads and reduce the service fees for affected consumers for a limited time. Once the initial test has proven sustainable, the sponsor shall be permanent.
This initiative has been motivated by the current price hikes that impact all South Africans and especially the vast number of consumers who have been subjected to unlawful and/or fraudulent debt review listings and cannot afford to pay the current market related fees charged by lawyers/attorneys to intervene to clear the debt review flag.
How does NCW Sponsored Discounted Fees Work:
* The NCW shall advance the full service fee to NCRA
* You pay the NCW in installments as shown below
* You can chose to pay the reduced once-off fee
* The service fee covers administration and professional service costs including liasing with the NCR
The NCW sponsor is not a permanent feature yet, and is currently offered for a limited time once a month
The NCW Sponsored Discounted service fees:
* Debt Review Clearance = R900 (R300 x 3 months) or Pay Once-Off R500
* Judgment Clearance = R900 (R300 x 3 months) or Pay Once-Off R350
* Default Clearance = R900(R300 x 3 months) or Pay Once-Off R350
* All Inclusive Clearance = R1200 (R300 x 4 months) or Pay Once-Off R600
The Sponsor also caters for Outstanding Debt Settlement
Clearance is Guaranteed
* In the event the NCR rejects your dispute for any reason, any fees paid by yourself shall be refunded
Who Qualifies for the Discounted Fees?
1. Only to consumer who are registered with NCRA for any clearance service
* If not registered, scroll down to Section 3 to register
2. Where Debt Counsellor Unknown
3. Debt Counsellor no longer involved in debt counselling
4. Debt Counsellor cancelled by Tribunal
Only the NCR can Remove the Debt Review Flag from your Credit Records
How does Clearance Service Work?
* NCRA shall access and supply a Free Credit Report from Xds Credit Bureaus
* We conduct assessment of your debt review cirumstances to establish compliance
* Where it is deemed that you are eligible for debt review dispute and clearance
* You will be requested to complete NCR dispute documents Form 29,
* We log the dispute with the NCR on your behalf in terms of Section 136 Regulation 50 of the NCA.
* The NCR shall investigate your dispute and resolve the matter within 7 - 30 days
In cases where the debt review circumstances are complex, the removal can take up to 90 days
PAGE CONTENT GUIDE:
SECTION 1 - Sponsored Debit Order Activatiobn
SECTION 2 - Once-Off Discounted Eft Payment
SECTION 3 - Sponsored Service Registration
SECTION 4 - Outstanding Debt Settlement Loans
SECTION 5 - Partners & Consumer Reviews
The NCW sponsor is not a permanent feature yet, currently offer runs 7 days once a month
Discount Countdown
Section 1 Sponsored Debit Order Activation
PS: The sponsored fees can change anytime
The NCW covers the total service fee to get the process started immediately
Simply Activate Debit Order - You will receive email to confirm your preferred debit date
Only R30 shall be charged for Debit Order Activation
Only Activate Debit Order or Cash Payment when you already registered.
To Pay Once-off R500 or R350 scroll to Section2
Debt Review Clearance
Normal Fee R1500
Sponsored R900
(R300 x 3 Months)
Once-Off Eft R500
Debt Review Clearance
Obtain Clearance Certificate
Dispute Unlawful Debt Review
Judgement
Clearance
Normal Fee R1200
Sponsored R900
(R300 x 3 Months)
Once-Off Eft R350
Paid-Up Judgement Clearance
Default
Clearance
Normal Fee R1200
Sponsored R900
(R300 x 3 Months)
Once-Off Eft R350
Default Clearance
Handed Over
Bad Debt
All Inclusive Clearance
Normal Fee R1500
Sponsored R1200
(R300 x 4 Months)
Once-Off Eft R600
* Judgments
*Defaults
*Administration
*Clearance Certificate
CASH/EFT PAYMENT
Bank Name: ABSA *Account Name: NCRA *Account Number: 4099052107 *Branch Code: 632005
Use Your ID Number as Reference
Section2 Once-Off Discounted Service Fee Payment
Offer Valid till 15th December 2023
PS: Sponsored fees can change at any time
Debt Review Clearance
Normal Fee R1500
Sponsored R900
(R300 x 3 months)
Once-Off R500
Debt Review Clearance
Obtain Clearance Certificate
Dispute Unlawful Debt Review
Judgment
Clearance
Normal Fee R1200
Sponsored R900
(R300 x 3 months)
Once-Off R350
Paid-Up Judgement Clearance
Default
Clearance
Normal Fee R1200
Sponsored R900
(R300 x 3 months)
Once-Off R350
Default Clearance
Handed Over
Bad Debt
All Inclusive Clearance
Normal Fee R1800
Sponsored R1200
(R300 x 4 months)
Once-Off R600
Paid-Up Judgments
Defaults
Administration
Clearance Certificate
CASH/EFT PAYMENT
Bank Name: ABSA *Account Name: NCRA *Account Number: 4099052107 *Branch Code: 632005
Use Your ID Number as Reference
Section3 Register for Sponsored Service Here
Ps: The Sponsored fees can change anytime
Use this Section only of you are not already registered
Debt Review Clearance
Normal Fee R1500
Sponsored R900
(R300 x 3 Months)
Once- Off R500
Debt Review Clearance
Obtain Clearance Certificate
Dispute Unlawful Debt Review
Judgement
Clearance
Normal Fee R1200
Sponsored R900
(R300 x 3 Months)
Once-Off R350
Paid-Up Judgement Clearance
Default
Clearance
Normal Fee R1200
Sponsored R900
(R300 x 3 Months)
Once-Off R350
Default Clearance
Handed Over
Bad Debt
All Inclusive Clearance
Normal Fee R1800
Sponsored R1200
(R300 x 4 Months)
Once-Off R600
Paid-Up Judgments
Defaults
Administration
Clearance Certificate
Up to R50 000 loans to assist with settlement of your outstanding debt or other emergency purpose.
Debt Settlement Loans
Who Qualifies?
* Current NCRA clients with active debit order in place
* Current NCRA clients who have settled their service fees
* New NCRA clients after debit order activation
How Much Do I qualify for?
* The qualifying amount is determined through standard NCA affordability assessment regulations
* Repayment from 3-12 months
How do I Apply?
* If you are already an active client with active debit order, click the Active Debit Order button below to apply.
* If you are a client but you have settled your service fee, click the Settled Service Fee button to apply.
Partners & Consumer Reviews
"Over 2500 debt counsellors have left the debt counselling practice leaving thousands of consumers stuck with the debt review flag on their credit record. What NCRA is doing is filling the gap to help stranded consumers to exit the abandoned or unlawful debt review situation, especially where the debt counsellor on record is no longer available to release their clients from debt review. We recommend NCRA service is an essential platform to connect consumers with the NCR to resolve debt review issues"
" I've been stuck under debt review for 9 years. I tried everything to get the flag removed from my credit record, paid lots of money to lawyers and other service providers. Out of desperation to give it one more try, I registered with NCRA. It took 2 months longer that I expected, but now I am free from the ordeal of debt review. My life is back on track..Thank you Ncra Team"
"Thank you for saving my life and restoring my credit reputation. It would help if you could improve your communication systems, but at the end of the day you did a great job!"
Cheers!
"I want to thank you for stepping in when my lawyer struggled to remove the debt review flag for 3 years and used your platform. Your call centre consultants are very comforting and professional, I shall recommend your service to any one I know"
"Debt Counselling is a full time and complex undertaking that requires the debt counsellor's full attention. As debt counsellors, we cannot handle disputes for clients who signed-up with other debt counsellors. We receive many disputes from consumers who are not our clients, we refer them to Ncr or Ncra"
We recommend Ncra for consumers who have been unlawfully placed under debt review or lost contact with their debt counsellor.
" I was very sceptical when a friend referred me to NCRA as I've tried clearing my name with many service providers since 2017. I reluctanly registered and before I paid all service fees I received my Clearance Certificate directly from NCR. I am over the moon and shall recommend my colleagues who are also trapped under the debt review for a long time. Thank you Team.
